Why doesn't this match my actual payslip exactly?

Real payroll structures vary by employer — this uses the percentage assumptions you enter as an estimate, not your specific offer letter's exact terms.

Can I change the PF percentage?

Yes — the employee PF assumption is editable and defaults to 12% of Basic, a common convention.

Salary / CTC Breakdown Calculator

Break an annual CTC into a monthly take-home estimate using editable basic/HRA/other percentage assumptions.

Annual CTC

Basic (% of CTC)

HRA (% of CTC)

Employee PF (% of Basic)

Enter an annual CTC to see the breakdown.

This is an estimate based on the assumptions above — real payroll structures, tax deductions, and statutory components vary by employer. Adjust the percentages to match your offer letter.